Wilbert Guilford, author of “Financial Planning for the 99%: Financial Planning for Those Who Need it Most” was interviewed by Benjie Cole of CBS Radio. Wilbert shared his life and the reason why he wrote the said book. He was inspired by a desire to help those who do not have ready access to important financial advice or financial planning tools.
People of Distinction is one of the most wide-ranging radio shows in the United States, hosted by Benji Cole and Al Cole from CBS Radio. People of Distinction is the right fit for authors and readers to discover newly published books, mostly written by passionate and independent authors.
Benji Cole, the host of the program, is a world-class interviewer, video formulator, Los Angeles actor, and filmmaker. He shared the acting stage with superstar Tom Hanks.
In a world where financial literacy often feels out of reach for the average individual, Wilbert Guilford’s “Financial Planning for the 99%” is a game-changing guide. This book is crafted for the everyday person who wants to take control of their finances, plan for the future, and build a secure financial foundation.
Wilbert is a Certified Financial Planner and Certified Public Accountant with more than forty years of experience in accounting, auditing, financial planning, and income taxes. He is also a licensed insurance agent, Certified Internal Auditor, and Registered Investment Advisor.
With a master’s degree in accounting from the University of Hartford and a bachelor’s degree in business from Loyola University in New Orleans, Wilbert has helped hundreds of clients from all income brackets with financial challenges ranging from tax management, business development, and investing, to retirement planning.
The financial services industry makes it difficult for the average American to get good and dependable financial advice. The fact that we are asked to put our money at risk to get financial advice may be the reason 99% of Americans do not use a financial advisor. The practices of the financial services industry may be adequate for wealthy individuals, not just everyone else.
Wilbert Guilford, a seasoned CPA, certified financial planner, and insurance agent with decades of experience, wrote this book to bridge the gap between financial services and those who need them most. Unlike resources tailored to the ultra-wealthy, “Financial Planning for the 99%” speaks directly to middle-income earners and those striving for financial stability.
The book is written in plain language, avoiding industry jargon and offering actionable steps anyone can follow. It empowers readers to take charge of their finances, even if they lack access to expensive financial advisors or high minimum investment requirements.
Whether you’re a young professional looking to start investing, a parent preparing for your children’s education, or a retiree navigating Social Security and long-term care options, this book has something for everyone. Its insights are tailored to help people across various stages of life achieve financial independence.
Wilbert Guilford’s “Financial Planning for the 99%” is more than just a book—it’s a financial toolkit for anyone seeking stability and growth. It’s a reminder that financial planning isn’t exclusive to the wealthy and that with the right guidance, anyone can achieve their goals.
For a more detailed understanding of why Wilbert Guilford wrote this book, you can watch the full interview below: